Get a free quote on insurance
As a Consumers member, you can save money with group insurance discounts through Nulty Insurance. Discounts are available on both auto and homeowner’s insurance.
Having the right documents in hand will smooth the process of buying a new vehicle.
In the excitement of buying a car, it’s easy to overlook the documents you need to close the sale. Here’s a handy checklist to make sure you’re prepared with everything you need at the dealership.
Documents needed to buy a car at a dealership
In order to complete your purchase transaction, a dealership will need these documents:
- Driver’s license
- Proof of insurance
- Proof of income
- Payment—could be payment in full, a down payment or financing documents
If you have a trade-in, also bring:
- Title for your current vehicle
- Loan details, including lender and account number, if the vehicle isn’t paid off
Special rebates require extra documentation
Some manufacturers offer rebate programs for specific groups, like recent college grads or veterans. To get the special, you’ll need to bring documents proving eligibility. Ask the dealer what’s required.
The dealership handles registration details
One big plus of buying a car through a dealership is that they handle the paperwork, including the registration of the vehicle in your name with the Secretary of State. They can also facilitate the transfer of your old plates to your new vehicle.
Two ways to get an auto loan from Consumers
Eighty percent of new cars and about a third of used cars bought in the U.S. are acquired with financing. At Consumers, we offer two ways to get an auto loan for new and used vehicles. You can work directly with our auto loan professionals or with one of our dealership partners. See our latest auto loan rates and get loan details here.
All loans subject to approval. Rates, terms, and conditions are subject to change may vary based on credit worthiness, qualifications, and collateral conditions. Federally insured by NCUA
Get a free quote on insurance
As a Consumers member, you can save money with group insurance discounts through Nulty Insurance. Discounts are available on both auto and homeowner’s insurance.