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Find out more about Investment Services at Consumers Credit Union, available through CUSO Financial Services, L.P.*, and meet our CFS Financial Advisors.
When markets fall, it’s easy to forget that downtrends are part of the investing cycle. So when prices slip, it’s a good time to review some common terms that you may be hearing that describe today’s financial markets.
The first is “pullback,” the mildest form of a drop in the markets. You might hear a market commentator refer to a dip of 5% to 10% after a peak as a pullback.
The next term is “correction,” which is used when markets drop 10% to 20% after a peak. Then there is a “bear market,” where the drop is 20% or more since the last peak.
When prices are trending lower, it’s easy to second-guess yourself. But over the years, I’ve found that doesn’t help.
We’ve aligned your investment strategy with your goals, time horizon, and risk tolerance. We built your portfolio anticipating that there will be good times and bad.
If you find yourself thinking “this time, it’s different,” please reach out as soon as possible. It’s important that you feel comfortable with our approach and we’d be happy to talk with you.
The return and principal value of investments will fluctuate as market conditions change. When sold, investments may be worth more or less than their original cost.
Copyright FMG Suite. *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Learn more
Find out more about Investment Services at Consumers Credit Union, available through CUSO Financial Services, L.P.*, and meet our CFS Financial Advisors.