Update 4/5/25: Extended to Sep 30, 2025
Update 12/27/24: Offer extended to 3/31/25
Update 11/19/24: Bonus is back until 12/31/24.
Offer at a glance
- Maximum bonus amount: $125
- Availability: Nationwide
- Direct deposit required: No
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: No
- Credit card funding: No
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: Account must be opened by 10/31/2024
The Offer
- Found is offering a $125 bonus when you open a new checking account and complete the following requirements:
- Reach a $5,000 balance within the first 30 days of account opening and maintain it for an additional 30 days to receive a $125 bonus
- There is also a $100 referral bonus when you spend $1,000 on the debit card, I do not think these offers stack
The Fine Print
- Account must be opened by 10/31/2024.
- This offer is valid through 12/31/2024 and is limited to one reward per account.
- Incentive rewards are deposited into your Found account on or before 30 days of meeting the incentive requirements.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your referrals in the comments below, I don’t think it’s possible to stack the bonuses though and actually think the $125 bonus might be easier for most people.
Hat tip to reader RJ
Useful posts regarding bank bonuses: