[CO, IA, IL, KS & TX] TBK Bank $700 Checking Bonus + $75 TBK At Work Bonus

Offer at a glance

• Maximum bonus amount:  $775
• Availability: CO, IA, IL, KS, and TX
• Direct deposit required: Yes, three totaling $12,000+
• Additional requirements:
• Hard/soft pull: Soft pull
• ChexSystems: Yes, not sensitive
• Credit card funding: None
• Monthly fees: $24
• Early account termination fee: None
• Expiration date: September 26, 2025

The Offer

Direct link to offer

• TBK Bank is offering a bonus of up to $775 when you open a new checking account. Bonus is broken down as follows:
  • Earn $500. When at least 3 direct deposits totaling a minimum of $12,000 credit to this account within the qualifying bonus period.
  • Earn $50. Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period.
  • Earn $75. When 9 Bill Pay transactions to service providers clear/debit this account within the qualifying bonus period.
  • Earn $75. When 50 one time or recurring Point-of-Sale (POS) transactions clear/debit this account within the qualifying bonus period.
  • Earn $75. When you indicate that you are a TBK at Work Participant and provide a TBK Bank referral code during the qualifying bonus period.

The Fine Print

• The Promotional Bonus Incentive offer period is June 24, 2025 through September 26, 2025 and may be extended, modified, or discontinued at any time.
• Account may be opened online or in branch to receive this promotional bonus.
• Qualifying bonus period is 120 calendar days following the open date of the account.
• Any qualifying bonus will be credited to the AIM Checking Account on the next business day following the end of the bonus period if account is open and active.
• Limit one of each bonus type.
• Converted accounts are not eligible for bonus.
• Cash bonus payments may result in interest being reported to the IRS.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has a $24 monthly fee. This is waived if you do any of the following:

• Maintain Average Available Balance of at least $5,000
• Total Relationship⁸ Balance of at least $25,000
• At least $4,000 in total Direct Deposits

Early Account Termination Fee

There is no early account termination fee.

Our Verdict

Nice bonus as it’s so big, might be able to stack with a referral as well for another $75. When that is confirmed we will create a referral thread, please do not share your referrals in the comments below. Meeting the direct deposit requirement will be tough for some, but we will still be adding this to our list of the best checking account bonuses.

Hat tip to reader Celia

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