Citi Dividend Card, The place to Earn 5% Again with Rotating Bonus Classes

Citi Dividend Card

The Citi Dividend Card is a no-annual-fee bank card that provides 5% money again rewards on purchases in rotating classes. The Citi Dividend Card shouldn’t be at present out there for brand new cardmembers. In contrast to different bank cards with rotating classes similar to Chase Freedom Flex and Uncover It, which generally have a quarterly cap on rewards, the Citi Dividend has an annual rewards cap. The cardboard additionally earns 1% again on all different purchases.

Citi Dividend Rotating Bonus Classes

How the 5% Classes Work

The Citi Dividend card presents 5% money again rewards in rotating classes. These classes will change each three months.

You should enroll within the bonus class provide prior to creating purchases. The bonus incomes begins inside two enterprise days of if you enroll, or to start with of the quarter, whichever is later. Purchases made previous to when your enrollment is processed will solely earn 1% rewards. The cardboard additionally earns 1% money rewards on all different purchases.

Each calendar yr, you’re restricted to $300 in whole money again. That features earnings from 5% bonus classes, in addition to the 1% again you get from different purchases. So when you earn $300 again in whole, regardless of if it’s from a 5% class or different 1% classes, you might be executed for the yr.

What Does Every Class Embrace?

• Amazon: All purchases instantly from Amazon.com.
• Choose Streaming Providers: Contains the next cable, satellite tv for pc, and streaming suppliers: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, HBO Max, NBA League Move, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Crimson, YouTube TV, and Tidal.
• Walmart:  Contains all Walmart shops, Walmart.com, and Walmart-branded fuel stations.

Guru’s Wrap-Up

The overall money again you may earn with the cardboard is $300 per calendar yr. So that you’ll get 5% on as much as $6,000 spend for the entire yr, and you’ll maximize all of it inside one quarter when you favor.

When you don’t have the Citi Dividend card, check out the brand new 5% card from Citi, the Customized Money card.