Chase Freedom 5% Categories for Q3 2025

Chase Freedom 5% Categories for Q3 2025

Chase Freedom and Freedom Flex are great products to have in your wallet. They have no annual fee and earn Ultimate Rewards points when you have another Chase premium card. They also have 5% quarterly categories, which can be a good way to rack up rewards.

Now the Chase Freedom bonus categories have been revealed for Q3 2025. Let’s check out the full details.

Chase Freedom Cards

The Chase Freedom and Freedom Flex cards earn 1% on all purchases but also 5% on rotating quarterly bonus categories, up to a combined $1,500 in purchases. So you can earn up to $75 every quarter, if you maximize the eligible categories. You can even have more than one Freedom card. But it gets much better than that, since the cashback can be used as Ultimate Rewards points.

To do that, you need to have one of the premium or business cards from Chase. That’s Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred or Ink Business Plus. Then the points earned with your Chase Freedom cards can be converted into Ultimate Rewards points and transferred to travel partners.

Chase Freedom 5% Categories

The categories for the third quarter of 2025 have now been revealed. The new 5% categories include:

• Gas Stations
• EV Charging
• Select Live Entertainment
• Instacart

You can earn 5% cash back on up to $1,500 in combined purchases in these categories from July 1 to September 30, 2025. You can activate the new categories here.

Guru’s Wrap-Up

These are not the best categories, although Gas Stations can be useful for those who drive. They also often carry third party gift cards.

Don’t forget to maximize this quarter’s categories as well.

History of Quarterly 5% Categories for Chase Freedom Cards